Managing a Family

  • Multi-taskers
  • Family first
  • Finding balance

Whether you’re renovating your home, planning a new adventure, or focusing on your next professional accomplishment, you want the best advice available. The same holds true for your financial plan.

To be happy, healthy, and ready for tomorrow, you need to be confident about your finances. Explore the following benefits and resources that are designed to support your specific needs — and boost your financial wellbeing!

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Simplify health care

From translating confusing medical bills to researching health care options and costs, Enhanced Care Management (for BCBS members only) is available to help you navigate the complex health care system and save money. Enhanced Care Management can assist with resolving billing issues, finding providers, scheduling appointments and more. It’s a free service available to you and your family members (including your parents).

Call 1-800-287-8757, Monday through Friday, 8:00 a.m. to 9:00 p.m. ET.

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Save for future health care expenses

The CDHP has a higher deductible, but it costs less from your paycheck and is the only plan that pairs with a personal tax-free Health Savings Account (HSA). An HSA not only saves you money on eligible health care expenses, but it has triple-tax advantages: Your contributions go into your account tax-free, can be withdrawn tax-free and earn interest tax-free. What’s more, Acme makes contributions to your account to help you grow your balance.

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Get help with basic financial needs

The Vanguard website has a wealth of information to help ease your financial worries. The Vanguard “Lessons” offer a comprehensive collection of resources, tools, and calculators to help you balance your retirement saving priorities whether you are looking to get started, want to stay on track or are looking to invest your retirement account funds.

The website has a retirement modeler that allows you to project your retirement savings as well as estimate your expenses in retirement to ensure your financial future is on the right track.

Explore the Vanguard website to learn more about balancing your financial needs.

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Put company stock to work for you

By enrolling in the Employee Stock Purchase Plan (ESPP), you have the opportunity to buy shares at a 15% discount. Dividends on the shares are paid twice each year and can also be reinvested at a discount. Purchasing company stock is a great way for you to share in the growth of the company.

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Supplement your medical coverage

Even with comprehensive medical coverage, you’ll still have expenses to pay such as deductibles and coinsurance. Consider adding more protection with a voluntary medical plan that pays cash benefits directly to you if you experience an accidental injury, certain critical illness or certain inpatient or outpatient hospital treatments. Separate plans are available for hospital stays, accidents, and critical illness. You have the opportunity to enroll during our benefits open enrollment.

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Reach out for a little help

It’s natural to feel a little overwhelmed. If you’d like some support, the free Employee Assistance Program (EAP) is here to help you. The EAP, provided by Corporate Counseling Associates, is a confidential resource that provides assistance with a variety of personal and work/life concerns including alcohol and substance abuse and make referrals to professionals like counselors or financial planners.

Access free, confidential counseling or assistance by phone at 1-800-833-8707 or online.

Acme also has several Employee Resource Groups that can be a good resource if you need some help. To find out more about the ERGs, go to InfoNet.

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